When buying property in Abu Dhabi, your financial planning must extend beyond just the down payment. To avoid any last-minute surprises, buyers need to budget for essential upfront legal and administrative fees.
First, there is the Abu Dhabi Municipality (ADM) registration fee, which is typically 2% of the property value. If you are purchasing through an agency, you should account for a standard 2% real estate broker fee. Additionally, if you are opting for a home loan, banks charge a mortgage registration fee (typically 0.1% of the loan amount) alongside bank arrangement fees. Factoring these expenses into your initial budget ensures a smooth, stress-free path to closing day.